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Standard Terms

This service is operated by Redpoint Consulting Limited.

The services provided by Redpoint Consulting Limited ("Redpoint") through the Website ("Service" or "Services") and the use of the Website are governed by these Terms and Conditions ("Terms and Conditions"). By accessing or using the Services or the Website or by registering as a bidder ("Bidder" or "User"), you agree that

  1. You have read the Terms and Conditions,
  2. You understand the Terms and Conditions, and
  3. Your use of the Services and the Website will be in accordance with the Terms and Conditions.

If you do not agree to the Terms and Conditions, you may not access or use the Services or the Website.

The Terms and Conditions together with any additional terms and conditions specific to a particular auction constitute the entire agreement (the "Agreement") between Redpoint and User  and replace any earlier version of the Terms and Conditions.

Redpoint may amend  the Terms and Conditions at any time, at Redpoint's sole discretion, without notice. Any amendment of the Terms and Conditions will be displayed on the Website.  Use of the Services and the Website constitutes an acceptance of the current Terms and Conditions.

Role of Redpoint.

Redpoint provides the Services and the Website only as a service for auctioneers ("Sellers") who offer for sale items and Bidders may may bid these items. Redpoint is neither a principal with interest in the transactions, nor an agent of Bidder or Seller. Redpoint does not make, and should not be construed as having made, any representation or warranty of any kind concerning any of the offered assets or offerings, including without limitation any representation or warranty regarding the quality, safety or legality of the offered assets, or the truth or accuracy of any offerings.

Redpoint makes no representation or warranty of any kind as to the ability of either Bidder or Seller to complete a sale in accordance with these Terms and Conditions or otherwise, and in accordance with any additional terms and conditions specific to a particular auction.

Redpoint does not have the power to transfer title of any assets offered by Sellers.

Redpoint may at its sole discretion to block any User who does not comply with the Terms and Conditions.

In the event of any dispute regarding any transaction conducted through use of the Services or the Website the User hereby releases Redpoint, its partners and subsidiaries, and their respective directors, employees, agents and successors in title and each of the foregoing, from any and all manner of action or claim  and from any and all losses, damages, costs or expenses, including without limitation court costs and legal fees, which User may have against the Released Parties.

In particular, Redpoint shall not be held responsible for any loss, damage or cost or expense arising from the use of the Service, or in Redpoints' failure to provide The Service. The Service is not guaranteed to be error free or to be available at any time.

Auction House Terms
CONDITIONS DE LA VENTE AUX ENCHERES
1) PREAMBULE
L’enchère est sujette aux règlements commerciaux suisses.
Les ordres donnés pendant la vente ou par écrit impliquent l’acceptation des conditions de la vente.

2) DESCRIPTIONS
Les descriptions et l’évaluation du matériel ont été exécutées avec grand soin.
Les illustrations font partie de la description et en cas de doute le texte fait foi. Tous les états de conservation sont exprimés selon l’échelle d’évaluation américaine employée par les sociétés de certification comme NGC ou PCGS. La direction de la vente a fait au mieux pour estimer le grade possible que chaque pièce de monnaie pourrait recevoir si elle devait être certifiée. Seuls les lots décrits en français bénéficient d’une mention supplémentaire liée au système d’évaluation européen. Le catalogue publié sur Internet est seulement informatif. Seule la version imprimée fait foi.
Les lots sont visibles pendant les journées d’exposition et pendant la vente. Aucune réclamation ne sera acceptée en cas de divergence de vue sur l’état de conservation d’un lot.

3) ENCHERIR
Les enchères se font par écrit, par téléphone, dans la salle ou par internet.
Pour participer à la vente, il faut fournir des références ainsi qu’une pièce d’identité valable.
Les ordres d'achat écrits sont exécutés avec soin par Chaponnière & Firmenich SA, sans commission. Néanmoins, la direction de la vente ne peut garantir leur exécution que s’ils sont reçus au minimum 24 heures avant le début de la vente. Les ordres écrits d’un montant inférieur à 100% du prix de départ ne seront pas pris en considération. Si plusieurs ordres identiques sont reçus, le premier ordre reçu prévaudra.
Une offre téléphonique ne sera prise en considération que pour des pièces ayant un prix de départ d'au moins CHF 1’000.- et doit être annoncée au moins 48 heures avant le début de la vente aux enchères.
Pour enchérir dans la salle, le client doit s’enregistrer au préalable à l’accueil en présentant une pièce d’identité et il recevra un numéro d’enchérisseur personnel dont il est responsable. La direction de la vente aux enchères peut interdire l'accès à la salle de vente à toute personne sans avoir à en expliquer les raisons.
Pour miser sur internet, les nouveaux enchérisseurs doivent s’inscrire au minimum 2 jours avant la date de la vente de sorte que la direction de la vente puisse vérifier les références données et /ou demander un dépôt en garantie.
La direction de la vente est aussi en droit de refuser des offres sans en expliquer les raisons. La direction de la vente se réserve de s’écarter de l’ordre prévu dans le catalogue et de grouper les numéros. Les lots ne peuvent pas être séparés. La direction de la vente se réserve le droit de décider la remise aux enchères d'un lot en cas de malentendu.
L’adjudication intervient au troisième appel de l’enchère la plus élevée et oblige l’enchérisseur à accepter le lot objet de l’adjudication. L’enchérisseur présent à la vente est seul responsable de l’achat effectué, même s’il agit en qualité de mandataire d’un tiers.

4) FRAIS
La vente a lieu au comptant en francs suisses. Le prix d'adjudication est augmenté d'une taxe de vente de 22,5%. Pour les acheteurs internet live bidding, il y aura une taxe additionnelle de 3,0 %. Elle est de 1,0% pour les achats par téléphone.
La TVA suisse (7.7%) ne s’applique pas aux monnaies en or (hormis les pièces de 1 et 4 Ducats 1915 d’Autriche ainsi que les 100 Fr. de tir suisses 1934 et 1939), mais elle s’applique à toutes monnaies, médailles, billets etc. Elle est calculée sur le prix d’adjudication augmenté des taxes de vente. Les pièces exportées ne sont pas soumises à la TVA suisse.

5) FRAIS D’ENVOI ET D’ASSURANCE
Les frais d’envoi et d’assurance sont à la charge de l’acheteur. Ils sont ajoutés sur la facture. Toutes les taxes perçues à l’étranger telles que droits de douane et impôts sont entièrement à la charge de l’acheteur. L’observation des prescriptions de douane, de changes etc., valables à l’étranger, incombe exclusivement à l’acheteur. La direction de la vente décline toute responsabilité pour les suites éventuelles résultant de la non-observation de ces prescriptions. En cas de dommage subi durant le transport, ou de perte, le client a le devoir de nous en avertir immédiatement.

6) PAIEMENT
Le paiement est dû en intégralité, en Francs suisses (CHF), Euros (EUR) ou US Dollars (USD) dans les 15 jours suivant la réception de la facture, par virement bancaire ou en espèces. Tous frais bancaires sont à la charge de l’acheteur. NOUS N’ACCEPTONS PAS LES PAIEMENTS PAR PAYPAL. Les retards de paiement entraîneront une pénalité de 1% d’intérêt par mois. Si le montant d’achat n’est pas réglé dans le délai convenu, Chaponnière & Firmenich SA peut annuler l’achat. Le transfert de propriété n’est effectif qu’au moment où le prix d’achat est intégralement payé.

7) RECLAMATION
L'authenticité de tous les lots est garantie. Les plaintes d’acheteurs qui sont dans la salle ne seront pas acceptées car ils ont eu la possibilité d’examiner les lots. Les plaintes des acheteurs absents seront considérées pour des défauts graves non décrits et passés inaperçus. Les acheteurs qui retirent leurs lots en personne doivent émettre leur plainte à réception des pièces ; les personnes à qui les pièces sont envoyées ont 8 jours dès réception des lots pour se plaindre. Toute réclamation arrivée hors délai ne sera pas prise en considération, même dans le cas où une expertise conclurait à la non authenticité du lot acheté lors de la vente. Les lots concernés doivent être retournés dans le même état qu’à leur livraison pour être remboursés. La garantie d’authenticité expire si les "SLABS" (PCGS, NGC) contenant les monnaies ont été ouverts ou endommagés. Aucune réclamation ne peut être faite pour les lots de plus d’une pièce ainsi que pour les lots avec la mention « sold as is ». Tous dommages et intérêts sont exclus.
Le lieu de paiement et le for en cas de litige sont à Genève. En outre, les conditions de vente aux enchères ordinairement en usage à Genève, sont applicables. Les actes du commissaire-priseur n'entraînent aucune responsabilité de la part du fonctionnaire municipal qui prête son concours à la vente, ni de celle de la commune ou de l'Etat.
Pour le surplus, le droit suisse et les dispositions de la Loi sur les ventes volontaires aux enchères publiques (LVVE) de la législation genevoise sont applicables.

Par le ministère de Me Michel Jaquiery.

CONDITIONS OF THE AUCTION

1) PREAMBLE
The Auction is subject to Switzerland regulations.
By making a bid, a bidder acknowledges full acceptance of these conditions and will be bound by them.

2) DESCRIPTIONS
The descriptions and the grading of the material have been executed with great care. The illustrations are part of the description and in case of doubt, the text is authoritative. All written conditions are expressed accordingly to the American grading scale used by third party grading companies like NGC or PCGS. The direction of the auction has made its best to estimate the possible grade that each coin could receive if it were to be certified. Only coins described in French benefit from an additional mention related to the European grading system. The catalog published on the Internet is only informative. Only the printed version shall prevail. The lots may be viewed during the exhibition days and during the auction. No claims will be accepted for any divergence of views on the state of conservation of a lot.

3) BIDDING
Bidding can be done by absentee bid, by telephone, in the room, or by internet.
To bid in this auction, references are requested, along with a valid identity document.
Absentee bids are executed with care by Chaponnière & Firmenich SA, without any extra fees. However, the direction of the auction may only guarantee their registration if they are received at least 24 hours before the sale. Commission bids of less than 100% of the starting price will not be considered. If several identical commission bids are received, the first bid received prevails.
Telephone bids are possible for lots with a minimum starting price of CHF 1’000 and must be announced at least 48 hours before the start of the auction.
To bid in the auction room, the customer must register at the entrance desk, providing an ID. He will then receive a bidding card of which he’s responsible. The direction of the auction may deny access to the auction room to anyone without having to explain why.
To bid on the internet, new clients must register 2 days before the auction date, so that the direction of the auction will be able to verify the given references or ask for a deposit.
The management of the sale is also entitled to refuse bids without explaining the reasons. The direction of the auction may deviate from the order provided in the catalog and group lot numbers. Lots of more than one coin cannot be separated. The direction of the auction reserves the right to decide the re-auction of a lot in case of misunderstanding.
The award comes at the third call of the highest bid and requires the bidder to accept the lot subject of the auction. The bidder present at the sale shall be solely responsible for the purchases made, even if acting as an agent for a third party.

4) FEES
The sale is for cash in Swiss francs. The hammer price is increased by a buyer premium of 22.5%. For internet live bidders, there will be an additional fee of 3,0%. And 1,0% is added for purchases by phone.
The Swiss VAT (7.7%) is not applied on gold coins (except the 1 and 4 Ducats from Austria and the shooting 100 Fr. from Switzerland 1934 and 1939), all the other metals or material are subject to the VAT. The VAT is calculated on the hammer price plus the fees. If the lots are to be shipped outside of Switzerland, the Swiss VAT is not applied.

5) SHIPPING AND INSURANCE FEES
Shipping and insurance fees are at the charge of the buyer. They are added on the invoice. All taxes levied abroad such as customs duties and other taxes are the sole responsibility of the buyer. Compliance with the requirements of customs, foreign exchange etc., valid abroad, are the buyer’s responsibility. The direction of the auction shall take no responsibility for any consequences resulting from the non-compliance with these requirements. Insurance regulations require that losses or damage in shipment be reported to us immediately.

6) PAYMENT
Payment is due in full and can be realized in Swiss Franc (CHF), Euros (EUR) or US Dollars (USD), within 15 days following the receipt of the invoice, by wire transfer or in cash. All bank fees are at the charge of the buyer. WE DO NOT ACCEPT PAYPAL PAYMENTS. Late payments will incur a monthly default interest by 1%. If the amount of purchase is not paid within the period agreed, Chaponnière & Firmenich SA may cancel the purchase. Ownership of the lots shall not pass until payment in full of the invoice is made.

7) CLAIMS
The authenticity of all the lots in this sale is guaranteed.
Claims from bidders who are present in the auction room will not be accepted as they have the opportunity to see the lots by themselves. Complaints by mail bidders will only be considered if obvious defects have been overlooked and not described. Customers who collect the goods personally must assert their claims upon receipt, and absentee bidders must file their claims within 8 days upon receiving the goods. No claims will be accepted after this date, even in the case where an expert would conclude the non-authenticity of the lot purchased at the sale. The claimed lot must be in the same condition as delivered when returned for refund. The warranty for the slabbed coins (PCGS, NGC) expires if the holders were opened or damaged. Multiple lots are excluded from warranty, as well as lots with the mention “sold as is, no return”. All financial claims are excluded.
Any and all disputes shall be subject to the exclusive jurisdiction of the Geneva courts, and the Geneva Public Auction Act (LVVE), except for those to recover payment for lots sold here under which may be pursued wherever the buyers may be found. The municipal officer, the city and the state have no liability whatsoever in this sale.

Under the Ministry of Maître Michel Jaquiery.
Privacy Policy
Privacy policy
1. Introduction
1.1 We are committed to safeguarding the privacy of our website visitors; in this policy we explain how we will treat your personal information.
1.2 By using our website and agreeing to this policy, you consent to our use of cookies in accordance with the terms of this policy.
2. Credit
2.1 This document was created using a template from SEQ Legal (http://www.seqlegal.com).
3. Collecting personal information
3.1 We may collect, store and use the following kinds of personal information:
(a) information about your computer and about your visits to and use of this website (including your IP address, geographical location, browser type and version, operating system, referral source, length of visit, page views and website navigation paths);
(b) information that you provide to us when registering with our website (including your email address, address, telephone number, other information);
(d) information that you provide to us for the purpose of subscribing to our email notifications and/or newsletters (including [your name and email address]);
(e) information that you provide to us when using the services on our website, or that is generated in the course of the use of those services (including the timing, frequency and pattern of service use);
(h) information contained in or relating to any communication that you send to us or send through our website (including [the communication content and metadata associated with the communication]);
(i) any other personal information that you choose to send to us;
3.2 Before you disclose to us the personal information of another person, you must obtain that person's consent to both the disclosure and the processing of that personal information in accordance with this policy.
4. Using personal information
4.1 Personal information submitted to us through our website will be used for the purposes specified in this policy or on the relevant pages of the website.
4.2 We may use your personal information to:
(a) administer our website and business;
(b) personalise our website for you;
(c) enable your use of the services available on our website;
(e) [supply to you services purchased through our website;]
(g) [send you non-marketing commercial communications;]
(h) [send you email notifications that you have specifically requested;]
(i) [send you our email newsletter, if you have requested it (you can inform us at any time if you no longer require the newsletter);]
(k) [provide third parties with statistical information about our users (but those third parties will not be able to identify any individual user from that information);]
(l) deal with enquiries and complaints made by or about you relating to our website;
(m) keep our website secure and prevent fraud;
(n) verify compliance with the terms and conditions governing the use of our website ; and
(o) share information with individuals and organisations where fraud, attempted fraud, hacking or attempted hacking has taken place.
4.3 If you submit personal information for publication on our website, we will publish and otherwise use that information in accordance with the licence you grant to us.
4.4 Your privacy settings can be used to limit the publication of your information on our website, and can be adjusted using privacy controls on the website.
4.5 We will not, without your express consent, supply your personal information to any third party for the purpose of their or any other third party's direct marketing.

5. Disclosing personal information
5.1 We may disclose your personal information to any of our employees, officers, insurers, professional advisers, agents, suppliers, auction house cleints or subcontractors insofar as reasonably necessary for the purposes set out in this policy.
5.2 We may disclose your personal information to any member of our group of companies (this means our subsidiaries, our ultimate holding company and all its subsidiaries) insofar as reasonably necessary for the purposes set out in this policy.
5.3 We may disclose your personal information:
(a) to the extent that we are required to do so by law;
(b) in connection with any ongoing or prospective legal proceedings;
(c) in order to establish, exercise or defend our legal rights (including providing information to others for the purposes of fraud prevention and reducing credit risk);
(d) [to the purchaser (or prospective purchaser) of any business or asset that we are (or are contemplating) selling; and]
(e) to any person who we reasonably believe may apply to a court or other competent authority for disclosure of that personal information where, in our reasonable opinion, such court or authority would be reasonably likely to order disclosure of that personal information.
5.4 Except as provided in this policy, we will not provide your personal information to third parties.
6. International data transfers
6.1 Information that we collect may be stored and processed in and transferred between any of the countries in which we operate in order to enable us to use the information in accordance with this policy.
6.2 Information that we collect may be transferred to the following countries which do not have data protection laws equivalent to those in force in the European Economic Area: the United States of America, Russia, Japan, China and India.
6.3 Personal information that you publish on our website or submit for publication on our website may be available, via the internet, around the world. We cannot prevent the use or misuse of such information by others.
6.4 You expressly agree to the transfers of personal information described in this Section 6.
7. Retaining personal information
7.1 This Section 7 sets out our data retention policies and procedure, which are designed to help ensure that we comply with our legal obligations in relation to the retention and deletion of personal information.
7.2 Personal information that we process for any purpose or purposes shall not be kept for longer than is necessary for that purpose or those purposes.
7.4 Notwithstanding the other provisions of this Section 7, we will retain documents (including electronic documents) containing personal data:
(a) to the extent that we are required to do so by law;
(b) if we believe that the documents may be relevant to any ongoing or prospective legal proceedings; and
(c) in order to establish, exercise or defend our legal rights (including providing information to others for the purposes of fraud prevention and reducing credit risk).
8. Security of personal information
8.1 We will take reasonable technical and organisational precautions to prevent the loss, misuse or alteration of your personal information.
8.2 We will store all the personal information you provide on our secure (password- and firewall-protected) servers.
8.3 All electronic financial transactions entered into through our website will be protected by encryption technology.
8.4 You acknowledge that the transmission of information over the internet is inherently insecure, and we cannot guarantee the security of data sent over the internet.
8.5 You are responsible for keeping the password you use for accessing our website confidential; we will not ask you for your password (except when you log in to our website).
9. Amendments
9.1 We may update this policy from time to time by publishing a new version on our website.
9.2 You should check this page occasionally to ensure you are happy with any changes to this policy.
9.3 We may notify you of changes to this policy [by email or through the private messaging system on our website].
10. Your rights
10.1 You may instruct us to provide you with any personal information we hold about you; provision of such information will be subject to:
(a) the payment of a fee (currently fixed at GBP 10); and
(b) the supply of appropriate evidence of your identity [(for this purpose, we will usually accept a photocopy of your passport certified by a solicitor or bank plus an original copy of a utility bill showing your current address)].
10.2 We may withhold personal information that you request to the extent permitted by law.
10.3 You may instruct us at any time not to process your personal information for marketing purposes.
10.4 In practice, you will usually either expressly agree in advance to our use of your personal information for marketing purposes, or we will provide you with an opportunity to opt out of the use of your personal information for marketing purposes.
11. Third party websites
11.1 Our website includes hyperlinks to, and details of, third party websites.
11.2 We have no control over, and are not responsible for, the privacy policies and practices of third parties.
12. Updating information
12.1 Please let us know if the personal information that we hold about you needs to be corrected or updated.
13. Cookies
13.1 Our website uses cookies.
13.2 A cookie is a file containing an identifier (a string of letters and numbers) that is sent by a web server to a web browser and is stored by the browser. The identifier is then sent back to the server each time the browser requests a page from the server.
13.3 Cookies may be either "persistent" cookies or "session" cookies: a persistent cookie will be stored by a web browser and will remain valid until its set expiry date, unless deleted by the user before the expiry date; a session cookie, on the other hand, will expire at the end of the user session, when the web browser is closed.
13.4 Cookies do not typically contain any information that personally identifies a user, but personal information that we store about you may be linked to the information stored in and obtained from cookies.
13.5 We use both session and persistent cookies on our website.
13.6 The names of the cookies that we use on our website, and the purposes for which they are used, are set out below:
(a) we use cookies on our website to recognise a computer when a user visits the website / track users as they navigate the website / enable the use of a shopping cart on the website / improve the website's usability / analyse the use of the website / administer the website / prevent fraud and improve the security of the website / personalise the website for each user ;
13.7 Most browsers allow you to refuse to accept cookies; for example:
(a) in Internet Explorer (version 11) you can block cookies using the cookie handling override settings available by clicking "Tools", "Internet Options", "Privacy" and then "Advanced";
(b) in Firefox (version 36) you can block all cookies by clicking "Tools", "Options", "Privacy", selecting "Use custom settings for history" from the drop-down menu, and unticking "Accept cookies from sites"; and
(c) in Chrome (version 41), you can block all cookies by accessing the "Customise and control" menu, and clicking "Settings", "Show advanced settings" and "Content settings", and then selecting "Block sites from setting any data" under the "Cookies" heading.
13.8 Blocking all cookies will have a negative impact upon the usability of many websites.
13.9 If you block cookies, you will not be able to use all the features on our website.
13.10 You can delete cookies already stored on your computer; for example:
(a) in Internet Explorer (version 11), you must manually delete cookie files (you can find instructions for doing so at http://windows.microsoft.com/en-gb/internet-explorer/delete-manage-cookies#ie=ie-11);
(b) in Firefox (version 36), you can delete cookies by clicking "Tools", "Options" and "Privacy", then selecting "Use custom settings for history" from the drop-down menu, clicking "Show Cookies", and then clicking "Remove All Cookies"; and
(c) in Chrome (version 41), you can delete all cookies by accessing the "Customise and control" menu, and clicking "Settings", "Show advanced settings" and "Clear browsing data", and then selecting "Cookies and other site and plug-in data" before clicking "Clear browsing data".
13.11 Deleting cookies will have a negative impact on the usability of many websites.
14. Our details
15.1 This website is owned and operated by Redpoint Consulting Limited.
15.2 We are registered in England and Wales under registration number [number], and our registered office is at The Stables, Hoarstone Court, Trimpley Lane, Bewdley, Worcs.
15.3 You can contact us by writing to the business address given above, by using our website contact form, by email to info@live-bidder.com or by telephone on +44 7971 883371.
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