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Standard Terms

This service is operated by Redpoint Consulting Limited.

The services provided by Redpoint Consulting Limited ("Redpoint") through the Website ("Service" or "Services") and the use of the Website are governed by these Terms and Conditions ("Terms and Conditions"). By accessing or using the Services or the Website or by registering as a bidder ("Bidder" or "User"), you agree that

  1. You have read the Terms and Conditions,
  2. You understand the Terms and Conditions, and
  3. Your use of the Services and the Website will be in accordance with the Terms and Conditions.

If you do not agree to the Terms and Conditions, you may not access or use the Services or the Website.

The Terms and Conditions together with any additional terms and conditions specific to a particular auction constitute the entire agreement (the "Agreement") between Redpoint and User  and replace any earlier version of the Terms and Conditions.

Redpoint may amend  the Terms and Conditions at any time, at Redpoint's sole discretion, without notice. Any amendment of the Terms and Conditions will be displayed on the Website.  Use of the Services and the Website constitutes an acceptance of the current Terms and Conditions.

Role of Redpoint.

Redpoint provides the Services and the Website only as a service for auctioneers ("Sellers") who offer for sale items and Bidders may may bid these items. Redpoint is neither a principal with interest in the transactions, nor an agent of Bidder or Seller. Redpoint does not make, and should not be construed as having made, any representation or warranty of any kind concerning any of the offered assets or offerings, including without limitation any representation or warranty regarding the quality, safety or legality of the offered assets, or the truth or accuracy of any offerings.

Redpoint makes no representation or warranty of any kind as to the ability of either Bidder or Seller to complete a sale in accordance with these Terms and Conditions or otherwise, and in accordance with any additional terms and conditions specific to a particular auction.

Redpoint does not have the power to transfer title of any assets offered by Sellers.

Redpoint may at its sole discretion to block any User who does not comply with the Terms and Conditions.

In the event of any dispute regarding any transaction conducted through use of the Services or the Website the User hereby releases Redpoint, its partners and subsidiaries, and their respective directors, employees, agents and successors in title and each of the foregoing, from any and all manner of action or claim  and from any and all losses, damages, costs or expenses, including without limitation court costs and legal fees, which User may have against the Released Parties.

In particular, Redpoint shall not be held responsible for any loss, damage or cost or expense arising from the use of the Service, or in Redpoints' failure to provide The Service. The Service is not guaranteed to be error free or to be available at any time.

Auction House Terms

CONDITIONS GENERALES DE VENTE.

English Text after the French Text (automatic translation)
 

  1. Généralités :
    Ceci est une vente aux enchères par internet organisée par Warin Global Investments S.A. (ci-après dénommé WGI) et son partenaire Redpoint Consulting Limited (ci-après dénommé Redpoint ou https://auctions.live-bidder.com).
    Les présentes conditions générales de vente s’appliquent à toutes personnes participant aux ventes aux enchères de monnaies organisées sur le site internet par WGI.
    Faire une offre d’achat ou une enchère implique l’acceptation intégrale et sans restriction tant des présentes conditions que de celles de Redpoint consultables sur le site https://auctions.live-bidder.com.
     
  2. Enregistrement :
    Chaque personne désirant participer à la vente en Live ou placer des ordres d’achat avant la vente via Redpoint doit être enregistrée sur le site dans la section réservée à WGI. Il est conseillé de s’inscrire au plus tard 12 heures avant la vente afin que les références commerciales puissent être vérifiées.
    Si des personnes souhaitent placer des offres par un autre moyen il est de leur responsabilité de produire dans les temps des références commerciales vérifiables.
     
  3. Déroulement des enchères :
    Les enchères sont effectuées en Euro pour les ventes labelisées « World » ou « Multiple Lots » et en USD pour les ventes labelisées « USA ». La vente suit l’ordre des numéros du catalogue. Les prix indiqués au catalogue sont les « prix de départ ». Durant la vente, les prix de départ peuvent être supérieurs au prix de départ mentionné dans le catalogue en fonction des ordres d’achat reçus avant la vente. Les ordres d’achat inférieurs au prix de départ ne seront pas pris en considération. WGI se réserve le droit, à tout moment et à son entière discrétion, de refuser une enchère, de retirer un lot ou de le rouvrir.
    Le lot sera adjugé à l’enchère la plus haute (qu’elle soit placée par écrit avant la vente ou en Live durant la vente) et oblige l’acheteur à accepter les lots au prix d’adjudication incrémenté des taxes et frais applicables. Durant la vente, le message ‘Fair Warning’ est clairement affiché sur l’écran de l’enchérisseur pendant quelques secondes. A l’extinction de ce message, le lot est adjugé. L’enchérisseur est ainsi encouragé à placer sa dernière enchère dès l’apparition du message ‘Fair Warning’. Le placement d’une enchère durant l’apparition de ce message annule ce dernier qui réapparaîtra quelques secondes plus tard. L’adjudication sera attribuée par préférence par ordre de réception et d’acceptation des offres.
     
  4. Ordres d’achat :
    Des ordres d’achat peuvent être placés avant la vente. Ils doivent parvenir à WGI sous une forme écrite quelle qu’elle soit. A savoir par email, par fax, sur papier, via les sites Redpoint, Sixbid, Numisbids ou via ou tout autre site permettant de transmettre des offres pour nos vente. Les ordres d’achat sont acceptés jusqu’à 4 heures avant le début de la vente. En cas d’ordres placés par une personne inconnue de WGI ou de ses partenaires, WGI se réserve le droit de refuser un ordre d’achat ou de demander un acompte à l’enchérisseur.
    Transmettre un ordre d’achat implique l’acceptation inconditionnelle de l’achat du lot concerné au prix d’adjudication (tant que celui-ci est inférieur ou égal au montant de l’ordre écrit) incrémenté des différents frais et taxes éventuels. Si nous disposons de votre adresse email, vous recevrez une confirmation de la réception de votre offre d’achat par email.
    Un ordre d’achat peut être augmenté jusqu’à 30 minutes avant la vente. Si un enchérisseur veut diminuer ou annuler un ordre d’achat l’acheteur doit en faire la demande par écrit au plus tard 4 heures avant la vente. WGI ou l’un de ses partenaires confirmera son acceptation ou son refus par écrit.
    WGI se réserve le droit de refuser un ordre d’achat à tout moment et sans en donner la raison.
     
  5. Commissions et taxes :
    Différents frais et taxes sont à la charge de l’acheteur en sus du prix d’adjudication.
    Commission et TVA:
    Le prix d’adjudication est exonéré de TVA.
    Une commission acheteur est ajoutée au montant facturé du ou des lot(s) acquis et fait partie intégrante du montant dû.
    Cette commission est considérée comme un service et de ce fait soumise à la TVA. Cela signifie que si l’adresse de livraison se trouve dans l’union européenne la commission acheteur inclura une TVA de 17% (uniquement sur la commission). C’est le montant de commission TTC : Si les lots sont exportés ou que l’acheteur fournit avant la vente un numéro de TVA intracommunautaire il est exempté de TVA et le montant de la commission est le montant HT .
    Pour les ventes labelisées « USA » ou « World » la commission est de 18.07% TTC et de 15 % HT.
    Pour les ventes labelisées «Multiple Lots» la commission est de 0%
    WGI applique le principe de la TVA sur la marge. Les lots concernés sont mentionnés dans la description du lot et sur la facture par un signe (*). La société WGI définit les lots qui répondent à ce principe et en assume l’entière responsabilité. Cela exclut de fait toute responsabilité ou contestation de la part de l’acheteur, du déposant ou des partenaires de WGI ainsi que de leurs représentants.
    Droits de douane et autres taxes :
    Il est de la responsabilité de l’acheteur de s’assurer que l’acheminent des lots acquis est légal dans le pays de destination.
    Les droits de douane et autres taxes additionnelles (par exemple les taxes liées au pays de destination) sont entièrement à la charge de l’acheteur. Il est également de sa responsabilité de s’enquérir de ces taxes auprès des autorités compétentes.
     
  6. Frais d’expédition :
    Les frais d’expédition sont à la charge de l’acheteur. Ces frais d’expédition sont également soumis à la TVA de 17% lorsque celle-ci est applicable.
    La facture client indique le montant des frais d’expédition que WGI estime le plus adapté en fonction du montant de la facture, du pays de destination ainsi que du montant assuré et déclaré.
    Dans le cas où l’acheteur souhaite une autre méthode d’expédition il doit le signaler à réception de la facture.
    Expédition vers les USA:
    WGI applique un barème spécifique pour les expédition dont l’adresse de livraison se trouve aux USA. Pour que ce barème soit applicable il faut soit  que:
    a) Les lots soient acquis par une seule et même personne soit dans une vente labellisée « USA » soit dans une vente labellisée « Multiple Lots » soit dans les deux si elles sont organisées le même jour.
    b) En sus des lots mentionnés au point (a) la même personne achète des lots dans une vente labellisée « World » et organisée le même jour que celle(s) mentionnées au point (a).
    Pour des montants facturés inférieurs à USD 25,000 les frais d’expédition et de douane sont entièrement pris en charge par WGI.
    Pour des montants facturés compris entre USD 25,000 et USD 50,000 un montant forfaitaire de EUR 150 est facturé à l’acheteur. Ce montant couvre les frais d’expédition et de douane.
    Pour des montants supérieurs à USD 50,000 WGI appliquera le tarif qu’elle estime le plus adapté sauf instructions contraires de l’acheteur.
    Les lots des différentes ventes seront combinés et envoyés en un seul paquet.
     
  7. Paiement :
    Le paiement est dû en EUR ou en USD immédiatement après l’adjudication. Le montant dû est le montant adjugé additionné de la commission, des frais d’expédition et autres frais ou taxes éventuelles. Il est indiqué sur la facture tant en USD qu’en EUR.
    L’acheteur est personnellement responsable de son ou ses achat(s) et agit par conséquent en son nom propre et ne peut prétendre avoir agi pour le compte d’un tiers. Il est personnellement responsable du paiement de l’intégralité de la facture et des autres frais ou taxes éventuels.
    Les lots ne seront envoyés ou remis qu’après le paiement intégral de la facture. Le délai maximum de paiement est de 30 jours à compter de l’émission de la facture.
    Le paiement peut se faire par virement bancaire soit en USD sur notre compte en USD soit en EUR sur notre compte en EUR. Il peut également se faire par carte de crédit ou PayPal selon des conditions à nous demander.
    L’intégralité des éventuels frais bancaires, de carte de crédit ou de PayPal sont à la charge de l’acheteur.
    Un intérêt de retard de 1.5% par mois sera perçu pour tout retard de paiement.
     
  8. Expédition :
    Dès l’adjudication, tous les risques afférents au(x) lot(s) adjugé(s) seront transférés à l’adjudicataire dans leur intégralité et sans la moindre réserve.
    L'envoi des lots adjugés sera effectué, après paiement, aux frais, risques et périls de l’acheteur.
    Le transfert de propriété du ou des lots adjugés ne sera effectif qu’après paiement intégral de la facture émise à l’issue de la vente.
    L’immobilisation des lots durant le transport suite à un défaut de paiement de taxes ou frais additionnels est de la responsabilité de l’acheteur et n’engage en aucun cas WGI.
    WGI n’est en aucun cas responsable de l’immobilisation des lots suite à un cas de force majeur.
     
  9. Droit de retour et de rétractation :
    L’enchérisseur participe en ligne à une vente aux enchères et n’effectue pas un achat dans un magasin en ligne ou dans un autre type de commerce en ligne. Il n’y a pas de droit de rétractation après la vente.
    Les lots peuvent-être examinés sur rendez-vous jusqu’à 24 heures avant la vente. Des précisions, photos détaillées ou toute autre information pouvant aider une personne à décider du montant éventuel de son enchère sont à demander jusqu’à 24 heures avant la vente.
    La description et l’état de conservation des monnaies ont été rigoureusement étudiés et sont donnés en toute conscience et bonne foi. WGI garantit l'authenticité des monnaies.
    L’acheteur dispose d’un droit de retour de 14 jours calendaires à dater de la réception des monnaies. Il ne peut exercer ce droit de retour que si la description diffère d’une manière évidente des lots reçus. Dans ce cas les monnaies doivent être retournées aux frais de l’acheteur. WGI remboursera le montant payé initialement après s’être assuré qu’aucune déprédation n’est intervenue entre l’envoi des monnaies et leur retour.
    Des réclamations pour des lots multiples ne peuvent pas être acceptées.
     
  10. For Juridique :
    Tout litige découlant des présentes conditions générales est de la compétence exclusive des tribunaux d’arrondissement de Luxembourg. Toutefois WGI se réserve la faculté de saisir les tribunaux du domicile de l’acheteur.
    En cas de litige, seule la version française des conditions générales fait foi.

    WGI se réserve le droit de modifier ces conditions générales en tout temps, à sa seule discrétion et sans informations préalable

Terms & Conditions of Sale

  1. Overview:
    This is an internet auction organized by Warin Global Investments SA (hereinafter referred to as WGI) and its partner Redpoint Consulting Limited (hereinafter referred to as Redpoint or ).
    The present terms & conditions apply to all persons participating in the coin auctions organized by WGI on the website https://auctions.live-bidder.com.
    Placing a pre-bid or a Live bid implies full and unrestricted acceptance of both these terms and the Redpoint’s ones available on the website https://auctions.live-bidder.com.
     
  2.   Registration:
    Anyone wishing to participate Live in the auction or place orders prior to the auction via Redpoint must be registered on the site in the section reserved for WGI. It is recommended to register no later than 12 hours before the sale so that the commercial references can be verified.
    If people wish to place offers using any other method, it is their responsibility to produce in time verifiable commercial references.
     
  3. Auction process  :
    The bids are made in Euro for the sales labeled “World” or “Multiple Lots” and in USD for Sales Labeled "USA". The sale follows the order of the catalog numbers. The prices listed in the catalog are the “starting prices”. During the sale, the starting prices may be higher than the starting prices mentioned in the catalog based on the purchase orders received before the sale. Purchase orders lower than the starting price will not be taken into consideration. WGI reserves the right, at any time and in its sole discretion, to refuse a bid, withdraw a lot or reopen it.
    The lot will be adjudicated at the highest bid (whether placed in writing prior to the sale or in Live during the sale). The buyer is obliged to accept the lots at the adjudicated price incremented by applicable taxes and fees. During the sale, the message ' Fair Warning' is clearly displayed on the bidder's screen for a few seconds. At the end of this message, the lot is adjudicated. The bidder is thus encouraged to place his last bid as soon as the message ' Fair Warning' is displayed. Placing a bid during the display of this message cancels it. It will reappear a few seconds later. In case of equal bids, the lot will be adjudicated to the first accepted bid placed at this amount (precedence).
     
  4. Written bids:
    Written bids can be placed before the sale . They must be sent to WGI in any written form. Namely by email, fax, on paper, via the websites Redpoint, Sixbid, Numisbids or via or any other website where bids can be placed for our auctions. Written bids are accepted until 4 hours before the auction starts. In the case of written bids placed by a person unknown to WGI or its partners, WGI reserves the right to refuse a purchase order or to request a deposit from the bidder.
    Placing a written bid implies unconditional acceptance of the purchase of the mentioned lot at the adjudicated price (if this price is lower or equal to the written bid) incremented of the various fees and possible taxes. If we have your email address, you will receive a confirmation by email of your purchase orders.
    A purchase order can be increased up to 30 minutes before the sale. If a bidder wants to lower or cancel a written bid, he must make the request in writing no later than 4 hours before the sale. WGI or one of its partners will confirm its acceptance or refusal in writing.
    WGI reserves the right to refuse a purchase order at any time and without giving the reason.
     
  5. Premium and taxes:
    Different fees and taxes are charged to the buyer in addition to the hammer price.
    Buyer’s premium and VAT :
    The hammer price is exempt of VAT.
    A buyer's premium is added to the invoiced amount of the lot(s) bought and is an integral part of the amount due.
    This buyer’s premium is considered as a service and therefore subject to VAT. This means that if the delivery address is in the European Union the premium will include a VAT of 17% (only on premium). This is the premium amount including VAT. If the lots are exported or if the buyer provides before the sale an EU VAT number he is VAT exempted and the amount of the premium is the amount excluding VAT.
    For sales labeled “USA” or “World” The buyer’s premium is 18.07% including VAT and 15% excluding VAT.
    For sales labeled "Multiple Lots" buyer’s premium is 0%
    WGI uses the principle of VAT on the margin. The lots concerned are mentioned in the lot description and on the invoice by a sign (*). WGI defines the lots that meet this principle and assumes full responsibility for this choice. This excludes any liability or dispute on the part of the buyer, the consigner or WGI partners and their representatives.
    Customs duties and other taxes:
    It is the buyer’s responsibility to ensure that the shipped lots are legal in the country of destination.
    Customs duties and other additional taxes (e.g. taxes related to the country of destination) are entirely the responsibility of the buyer. It is also his responsibility to inquire about these taxes from the competent authorities.
     
  6. Shipping costs:
    Shipping fees are charged to the buyer. These shipping costs are also subject to 17% VAT when applicable.
    The customer invoice indicates the amount of shipping charges that WGI considers the most appropriate based on the amount of the invoice, the country of destination and the amount insured and declared.
    In case the buyer wants another method of shipping he must report it upon receipt of the invoice.
    Shipping to USA:
    WGI applies a specific scale for shipping whose delivery address is in the USA . In order to be able to use this scale, it is necessary to satisfy one of the following:
    a) The lots are acquired by only one person either in a sale labelled “USA” or “multiple lots” or in both if they are organized on the same day.
    b) In addition to the lots mentioned under (a), the same person buys lots in a sale labelled “World” that is organized on the same day as the one(s) mentioned under (a).
    For invoiced amount of less than USD 25,000 the shipping and customs charges are fully covered by WGI.
    For invoiced amounts between USD 25,000 and USD 50,000 a lump sum of EUR 150 is charged to the buyer. This amount covers shipping and customs charges.
    For amounts greater than USD 50,000 WGI will apply the rate that it considers as most appropriate unless otherwise instructed by the buyer.
    The lots of the various sales will be combined and shipped in one parcel.
     
  7.  Payment:
    Payment is due in EUR or in USD immediately after the auction. The amount due is the amount adjudicated plus the commission, shipping costs and any other fees or taxes. It is indicated on the invoice in both USD and EUR.
    The buyer is personally responsible for his purchase(s) and therefore acts in his own name and cannot claim to have acted on behalf of a third party. He is personally responsible for paying the entire invoiced amount and all other fees and taxes.
    The lots will be sent or delivered only after full payment of the invoice. The maximum payment period is 30 days from the issuance of the invoice.
    Payment can be made by bank transfer either in USD to our USD account or in EUR to our EUR account. It can also be done by credit card or PayPal. Please ask us for specific terms related to PayPal or credit card.
    The potential banking, credit card or PayPal fees are fully at the buyer’s charge.
    A delay interest of 1 .5 % per month will be charged for any late payment.
     
  8. Shipping:
    As soon as the lot is adjudicated, all the risks related to this adjudication will be transferred to the successful bidder in their entirety and without any reserve.
    Shipping of the won lots will be done, after full payment, at the own expenses and risk of the buyer.
    The transfer of ownership of the lot(s) won will only be effective after full payment of the invoice issued at the end of the sale.
    The immobilization of the lots during the transport following a non-payment of taxes or additional expenses is the responsibility of the buyer. WGI doesn’t assume any responsibility in any case for it.
    WGI is in no way responsible for the immobilization of the lots following a case of force majeure.
     
  9. Return right and retractation:
    The bidder participates online in an auction and does not make a purchase in an online shop or any other trading on-line system. There is no right of withdrawal after the sale.
    The lots can be examined by appointment until 24 hours before the sale. Details, detailed photos or any other information that may help a person to decide of his eventual bid amount are to be requested up to 24 hours before the sale.
    The description and the state of conservation of the coins have been rigorously studied and are given in good conscience and in good faith. WGI guarantees the authenticity of the coins.
    The buyer has a return right of 14 calendar days from the receipt of the coins. He may exercise this return right only if the description differs in an obvious way from the lots received. In this case the coins must be returned at the buyer’s expenses. WGI will refund the amount paid initially after ensuring that no depredation has occurred between the sending of the coin and its return.
    Claims for multiple lots cannot be accepted.
     
  10. Jurisdiction:
    Any dispute arising from these terms & conditions is in the exclusive competence of the District Courts of Luxembourg. However, WGI reserves the right to seize the courts of the buyer's domicile.
    In case of dispute, only the French version of these terms and conditions prevails.
     

WGI reserves the right to modify these terms and conditions at any time, in its sole discretion and without prior notice.

Privacy Policy
Privacy policy
1. Introduction
1.1 We are committed to safeguarding the privacy of our website visitors; in this policy we explain how we will treat your personal information.
1.2 By using our website and agreeing to this policy, you consent to our use of cookies in accordance with the terms of this policy.
2. Credit
2.1 This document was created using a template from SEQ Legal (http://www.seqlegal.com).
3. Collecting personal information
3.1 We may collect, store and use the following kinds of personal information:
(a) information about your computer and about your visits to and use of this website (including your IP address, geographical location, browser type and version, operating system, referral source, length of visit, page views and website navigation paths);
(b) information that you provide to us when registering with our website (including your email address, address, telephone number, other information);
(d) information that you provide to us for the purpose of subscribing to our email notifications and/or newsletters (including [your name and email address]);
(e) information that you provide to us when using the services on our website, or that is generated in the course of the use of those services (including the timing, frequency and pattern of service use);
(h) information contained in or relating to any communication that you send to us or send through our website (including [the communication content and metadata associated with the communication]);
(i) any other personal information that you choose to send to us;
3.2 Before you disclose to us the personal information of another person, you must obtain that person's consent to both the disclosure and the processing of that personal information in accordance with this policy.
4. Using personal information
4.1 Personal information submitted to us through our website will be used for the purposes specified in this policy or on the relevant pages of the website.
4.2 We may use your personal information to:
(a) administer our website and business;
(b) personalise our website for you;
(c) enable your use of the services available on our website;
(e) [supply to you services purchased through our website;]
(g) [send you non-marketing commercial communications;]
(h) [send you email notifications that you have specifically requested;]
(i) [send you our email newsletter, if you have requested it (you can inform us at any time if you no longer require the newsletter);]
(k) [provide third parties with statistical information about our users (but those third parties will not be able to identify any individual user from that information);]
(l) deal with enquiries and complaints made by or about you relating to our website;
(m) keep our website secure and prevent fraud;
(n) verify compliance with the terms and conditions governing the use of our website ; and
(o) share information with individuals and organisations where fraud, attempted fraud, hacking or attempted hacking has taken place.
4.3 If you submit personal information for publication on our website, we will publish and otherwise use that information in accordance with the licence you grant to us.
4.4 Your privacy settings can be used to limit the publication of your information on our website, and can be adjusted using privacy controls on the website.
4.5 We will not, without your express consent, supply your personal information to any third party for the purpose of their or any other third party's direct marketing.

5. Disclosing personal information
5.1 We may disclose your personal information to any of our employees, officers, insurers, professional advisers, agents, suppliers, auction house cleints or subcontractors insofar as reasonably necessary for the purposes set out in this policy.
5.2 We may disclose your personal information to any member of our group of companies (this means our subsidiaries, our ultimate holding company and all its subsidiaries) insofar as reasonably necessary for the purposes set out in this policy.
5.3 We may disclose your personal information:
(a) to the extent that we are required to do so by law;
(b) in connection with any ongoing or prospective legal proceedings;
(c) in order to establish, exercise or defend our legal rights (including providing information to others for the purposes of fraud prevention and reducing credit risk);
(d) [to the purchaser (or prospective purchaser) of any business or asset that we are (or are contemplating) selling; and]
(e) to any person who we reasonably believe may apply to a court or other competent authority for disclosure of that personal information where, in our reasonable opinion, such court or authority would be reasonably likely to order disclosure of that personal information.
5.4 Except as provided in this policy, we will not provide your personal information to third parties.
6. International data transfers
6.1 Information that we collect may be stored and processed in and transferred between any of the countries in which we operate in order to enable us to use the information in accordance with this policy.
6.2 Information that we collect may be transferred to the following countries which do not have data protection laws equivalent to those in force in the European Economic Area: the United States of America, Russia, Japan, China and India.
6.3 Personal information that you publish on our website or submit for publication on our website may be available, via the internet, around the world. We cannot prevent the use or misuse of such information by others.
6.4 You expressly agree to the transfers of personal information described in this Section 6.
7. Retaining personal information
7.1 This Section 7 sets out our data retention policies and procedure, which are designed to help ensure that we comply with our legal obligations in relation to the retention and deletion of personal information.
7.2 Personal information that we process for any purpose or purposes shall not be kept for longer than is necessary for that purpose or those purposes.
7.4 Notwithstanding the other provisions of this Section 7, we will retain documents (including electronic documents) containing personal data:
(a) to the extent that we are required to do so by law;
(b) if we believe that the documents may be relevant to any ongoing or prospective legal proceedings; and
(c) in order to establish, exercise or defend our legal rights (including providing information to others for the purposes of fraud prevention and reducing credit risk).
8. Security of personal information
8.1 We will take reasonable technical and organisational precautions to prevent the loss, misuse or alteration of your personal information.
8.2 We will store all the personal information you provide on our secure (password- and firewall-protected) servers.
8.3 All electronic financial transactions entered into through our website will be protected by encryption technology.
8.4 You acknowledge that the transmission of information over the internet is inherently insecure, and we cannot guarantee the security of data sent over the internet.
8.5 You are responsible for keeping the password you use for accessing our website confidential; we will not ask you for your password (except when you log in to our website).
9. Amendments
9.1 We may update this policy from time to time by publishing a new version on our website.
9.2 You should check this page occasionally to ensure you are happy with any changes to this policy.
9.3 We may notify you of changes to this policy [by email or through the private messaging system on our website].
10. Your rights
10.1 You may instruct us to provide you with any personal information we hold about you; provision of such information will be subject to:
(a) the payment of a fee (currently fixed at GBP 10); and
(b) the supply of appropriate evidence of your identity [(for this purpose, we will usually accept a photocopy of your passport certified by a solicitor or bank plus an original copy of a utility bill showing your current address)].
10.2 We may withhold personal information that you request to the extent permitted by law.
10.3 You may instruct us at any time not to process your personal information for marketing purposes.
10.4 In practice, you will usually either expressly agree in advance to our use of your personal information for marketing purposes, or we will provide you with an opportunity to opt out of the use of your personal information for marketing purposes.
11. Third party websites
11.1 Our website includes hyperlinks to, and details of, third party websites.
11.2 We have no control over, and are not responsible for, the privacy policies and practices of third parties.
12. Updating information
12.1 Please let us know if the personal information that we hold about you needs to be corrected or updated.
13. Cookies
13.1 Our website uses cookies.
13.2 A cookie is a file containing an identifier (a string of letters and numbers) that is sent by a web server to a web browser and is stored by the browser. The identifier is then sent back to the server each time the browser requests a page from the server.
13.3 Cookies may be either "persistent" cookies or "session" cookies: a persistent cookie will be stored by a web browser and will remain valid until its set expiry date, unless deleted by the user before the expiry date; a session cookie, on the other hand, will expire at the end of the user session, when the web browser is closed.
13.4 Cookies do not typically contain any information that personally identifies a user, but personal information that we store about you may be linked to the information stored in and obtained from cookies.
13.5 We use both session and persistent cookies on our website.
13.6 The names of the cookies that we use on our website, and the purposes for which they are used, are set out below:
(a) we use cookies on our website to recognise a computer when a user visits the website / track users as they navigate the website / enable the use of a shopping cart on the website / improve the website's usability / analyse the use of the website / administer the website / prevent fraud and improve the security of the website / personalise the website for each user ;
13.7 Most browsers allow you to refuse to accept cookies; for example:
(a) in Internet Explorer (version 11) you can block cookies using the cookie handling override settings available by clicking "Tools", "Internet Options", "Privacy" and then "Advanced";
(b) in Firefox (version 36) you can block all cookies by clicking "Tools", "Options", "Privacy", selecting "Use custom settings for history" from the drop-down menu, and unticking "Accept cookies from sites"; and
(c) in Chrome (version 41), you can block all cookies by accessing the "Customise and control" menu, and clicking "Settings", "Show advanced settings" and "Content settings", and then selecting "Block sites from setting any data" under the "Cookies" heading.
13.8 Blocking all cookies will have a negative impact upon the usability of many websites.
13.9 If you block cookies, you will not be able to use all the features on our website.
13.10 You can delete cookies already stored on your computer; for example:
(a) in Internet Explorer (version 11), you must manually delete cookie files (you can find instructions for doing so at http://windows.microsoft.com/en-gb/internet-explorer/delete-manage-cookies#ie=ie-11);
(b) in Firefox (version 36), you can delete cookies by clicking "Tools", "Options" and "Privacy", then selecting "Use custom settings for history" from the drop-down menu, clicking "Show Cookies", and then clicking "Remove All Cookies"; and
(c) in Chrome (version 41), you can delete all cookies by accessing the "Customise and control" menu, and clicking "Settings", "Show advanced settings" and "Clear browsing data", and then selecting "Cookies and other site and plug-in data" before clicking "Clear browsing data".
13.11 Deleting cookies will have a negative impact on the usability of many websites.
14. Our details
15.1 This website is owned and operated by Redpoint Consulting Limited.
15.2 We are registered in England and Wales under registration number [number], and our registered office is at The Stables, Hoarstone Court, Trimpley Lane, Bewdley, Worcs.
15.3 You can contact us by writing to the business address given above, by using our website contact form, by email to info@live-bidder.com or by telephone on +44 7971 883371.
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