This service is operated by Redpoint Consulting Limited.

The services provided by Redpoint Consulting Limited ("Redpoint") through the Website ("Service" or "Services") and the use of the Website are governed by these Terms and Conditions ("Terms and Conditions"). By accessing or using the Services or the Website or by registering as a bidder ("Bidder" or "User"), you agree that

1. You have read the Terms and Conditions,
2. You understand the Terms and Conditions, and
3. Your use of the Services and the Website will be in accordance with the Terms and Conditions.

If you do not agree to the Terms and Conditions, you may not access or use the Services or the Website.

The parties agree that the courts of England and Wales shall have exclusive jurisdiction to settle any dispute or claim arising out of or in connection with this contract or its subject matter or formation (including non-contractual disputes or claims)

The Terms and Conditions together with any additional terms and conditions specific to a particular auction constitute the entire agreement (the "Agreement") between Redpoint and User  and replace any earlier version of the Terms and Conditions.

Redpoint may amend  the Terms and Conditions at any time, at Redpoint's sole discretion, without notice. Any amendment of the Terms and Conditions will be displayed on the Website.  Use of the Services and the Website constitutes an acceptance of the current Terms and Conditions.

Role of Redpoint.

Redpoint provides the Services and the Website only as a service for auctioneers ("Sellers") who offer for sale items and Bidders may may bid these items. Redpoint is neither a principal with interest in the transactions, nor an agent of Bidder or Seller. Redpoint does not make, and should not be construed as having made, any representation or warranty of any kind concerning any of the offered assets or offerings, including without limitation any representation or warranty regarding the quality, safety or legality of the offered assets, or the truth or accuracy of any offerings.

Redpoint makes no representation or warranty of any kind as to the ability of either Bidder or Seller to complete a sale in accordance with these Terms and Conditions or otherwise, and in accordance with any additional terms and conditions specific to a particular auction.

Redpoint does not have the power to transfer title of any assets offered by Sellers.

Redpoint may at its sole discretion to block any User who does not comply with the Terms and Conditions.

In the event of any dispute regarding any transaction conducted through use of the Services or the Website the User hereby releases Redpoint, its partners and subsidiaries, and their respective directors, employees, agents and successors in title and each of the foregoing, from any and all manner of action or claim  and from any and all losses, damages, costs or expenses, including without limitation court costs and legal fees, which User may have against the Released Parties.

In particular, Redpoint shall not be held responsible for any loss, damage or cost or expense arising from the use of the Service, or in Redpoints' failure to provide The Service. The Service is not guaranteed to be error free or to be available at any time.

English text after the French text

conditions de vente de tradart : vente par internet, sur ordre d’achat ou en Direct

1) Préambule :
La présente vente aux enchères par internet est organisée par :
tradart mmb sa, 294 avenue Molière, B-1180 Bruxelles (ci-après « tradart »)
et son partenaire,
Redpoint Consulting Limited (ci-après dénommé Redpoint ou wwww.live-bidder.com).
Les présentes conditions générales de vente s’appliquent à toutes personnes participant aux ventes aux enchères de monnaies et médailles de tradart conclues sur le site internet www.live-bidder.com. Faire une offre d’achat ou une enchère implique l’acceptation intégrale et inconditionnelle des conditions de vente suivantes.
2) Enregistrement et admission :
Toute personne désirant participer à la vente en Direct ou placer des ordres d’achat avant la vente via Redpoint doit, au préalable, s’enregistrée sur le site dans la section réservée à Nom usuel de la société. Il est conseillé de s’inscrire au plus tard 12 heures avant la vente afin que les références commerciales puissent être vérifiées.
3)  Les ordres d’achat :
Des ordres d’achat peuvent être placés avant la vente soit par email, soit via le site Redpoint ; le fonctionnement complet et parfait de ce site internet ne peut être garantit par tradart.
Les ordres d’achat sont acceptés jusqu’à 12 heures avant le début de la vente. En cas d’ordres d’achat placés par une personne inconnue de tradart ou de ses partenaires, tradart se réserve le droit de refuser les ordres en question ou de demander un acompte à l’enchérisseur.
L’ordre d’achat implique l’acceptation inconditionnelle de l’achat du lot concerné augmenté des différents frais et taxes éventuels, et ceci, au minimum à la valeur du prix de départ mentionné dans le catalogue s’il n’y a pas d’autre enchérisseurs. Si nous disposons de votre adresse email, vous recevrez une confirmation de la réception de votre ordre d’achat en retour.
4) Déroulement des enchères :
Les enchères sont effectuées en Euro. La vente suit l’ordre des numéros du catalogue. Les prix indiqués au catalogue sont les « prix de départ ». Durant la vente, les prix de départ peuvent être supérieurs au prix de départ mentionné dans le catalogue en fonction des ordres d’achat reçus avant la vente. Les ordres d’achat inférieurs au prix de départ ne seront pas pris en considération. tradart se réserve le droit, à tout moment et à son entière discrétion, de refuser une enchère, de retirer un lot ou de le rouvrir.
Le lot sera adjugé à l’enchère la plus haute et oblige l’acheteur à accepter les lots au prix d’adjudication incrémenté des taxes et frais applicables. Durant la vente, le message ‘Fair Warning’ est clairement affiché sur l’écran de l’enchérisseur pendant quelques secondes. A l’extinction de ce message, le lot est adjugé.
L’enchérisseur est ainsi encouragé à placer sa dernière enchère dès l’apparition du message ‘Fair Warning’. Le placement d’une enchère durant l’apparition de ce message annule ce dernier qui réapparaîtra quelques secondes plus tard. L’adjudication sera attribuée par préférence selon l’ordre de réception et d’acceptation des offres.
5) Commissions, taxes et frais annexes :
Une commission acheteur de 22% sur le prix d’adjudication, TVA incluse, est ajoutée au montant du ou des lot(s) facturés et fait partie intégrante du montant dû.
Cette commission acheteur est réduite à 18 % pour les acquéreurs dont les acquisitions seront exportées hors de la communauté européenne.
La totalité du prix d’achat en euros, commission acheteur incluse, est due immédiatement après l’adjudication.
Les lots ne seront envoyés ou remis à l’acheteur qu’après le paiement intégral de la facture. Le délai maximum de paiement est de 30 jours à compter de la date d’émission de la facture.
Au-delà, un intérêt de retard de 1% par mois sera perçu pour tout retard de paiement.
6) Modes de paiement :
Les modes de paiement acceptés sont :
- le virement sur le compte bancaire de tradart,
- le virement sur le compte PayPal de tradart,
- le chèque bancaire certifié, à l’ordre de tradart,
- les cartes de crédit Visa et MasterCard
- les espèces pour toute facture inférieure à 3.000 euros.
Les paiements effectués par PayPal et par carte de crédit sont soumis à des frais additionnels.
7) Responsabilité de l’acheteur :
Tout acheteur est responsable de l’achat effectué en son nom. Il ne peut pas prétendre avoir agi pour le compte d’un tiers. Il est personnellement responsable du paiement des lots qui lui ont été adjugés, augmentés des commissions et taxes, ainsi que des autres frais annexes, frais bancaires, et frais d’expédition mentionnés au point 8) ci-dessous.
Toutes les formalités et taxes exigibles à l’étranger (importation, taxes de douane et impôts) sont entièrement de la responsabilité et à la charge de l’acheteur.
8) Livraison des lots :
La remise des lots adjugés sera effectuée, après paiement. Le transfert de propriété du ou des lots adjugés ne sera effectif qu’après paiement intégral du prix d’adjudication et des frais additionnels mentionnés aux point 5) et 7) ci-dessus. Toutefois, dès l’adjudication, tous les risques afférents aux lots adjugés seront transférés à l’adjudicataire dans leur intégralité et sans la moindre réserve.
L’acheteur est convié à retirer ses achats au plus tard dans les dix jours suivant le paiement ; il pourra en prendre livraison au siège de tradart à Bruxelles, soit dans les trois jours suivant la vente, de 14 :00 à 17:30, soit sur rendez-vous.
L’acheteur peut également demandé à ce que ses lots lui soient adressés par voie postal ; dans ce cas, les lots lui seront alors adressés comme demandé ; les frais d’expédition, de licence d’exportation, d’assurance lui seront facturés.
9) Garantie de l’authenticité.
Le catalogage a été confectionné avec soin afin que les indications portées soient correctes et dignes de foi. Celles-ci ne reflètent que l’opinion de tradart, qu’elle donne dans le cadre de son mandat en toute science et conscience. La responsabilité de tradart ne saurait dès lors en aucun cas être engagée de ce chef, à l’exception de l’authenticité, qui est garantie ; toute réclamation à ce titre ne peut être prise en considération qu’à la condition qu’elle soit justifiée et présentée dans un délai de 14 jours calendrier suivant la remise physique à l’acheteur - ou à un tiers désigné par lui et dument mandaté.
10) Etat de conservation et défauts :
Tous les lots sont vendus dans l’état où ils se trouvent avec leurs défauts, imperfections, et erreurs éventuelles de description ou de référence. tradart ne saurait être rendue responsable des différences pouvant survenir entre l’objet et les mentions qui le concernent dans le catalogue, ni des défauts que cet objet peut comporter. Les acheteurs doivent s’assurer eux-mêmes avant la vente de l’état matériel de chaque lot, notamment en ce qui concerne l’état de conservation, ou d’éventuels défauts ou restaurations.
C’est pourquoi, tradart invite expressément toute personne souhaitant participer aux enchères, ou son représentant, à venir examiner les lots avant la vente, à notre adresse à Bruxelles, aux jours et heures d’exposition spécifiés dans le catalogue, et/ou à consulter le catalogue disponible en ligne sur internet.
11)  Interprétation et exécution des conditions de vente :
En cas de contradiction entre les diverses traductions des conditions de vente, seul le texte français fera foi.
Les présentes conditions de vente sont soumises au droit belge. En cas de litige les tribunaux de Bruxelles en Belgique seront seuls compétents ; toutefois tradart se réserve la faculté de saisir les tribunaux du domicile de l’acheteur.
_________________________
Tradart terms and conditions of sale: internet sales, purchase order or Live

1) Preamble:
This Internet auction sale is organised by:
tradart mmb sa, 294 avenue Molière, B-1180 Brussels (hereinafter “tradart”)
and its partner,
Redpoint Consulting Limited (hereinafter Redpoint or www.live-bidder.com).
Theses general terms and conditions of sale apply to all persons participating in tradart’s auction sales of coins and medals concluded on the www.live-bidder.com website. Making a purchase offer or a bid implies full and unconditional acceptance of the following terms and conditions of sale.
2) Registration and Admission:
Any person wishing to participate in the Live sale or place purchase orders before the sale via Redpoint must, in advance, register on the website in the section reserved for Usual company name. You are advised to register no later than 12 hours before the sale so that the commercial references can be checked.
3) Purchase Orders:
Purchase orders may be placed before the sale either by email or via the Redpoint website; tradart cannot guarantee the complete and perfect operation of this website.
Purchase orders are accepted up to 12 hours before the start of the sale. Where purchase orders are placed by a person unknown to tradart or its partners, tradart reserves the right to refuse the orders in question or to request a deposit from the bidder.
The purchase order implies the unconditional acceptance of the purchase of the lot concerned plus the various charges and any taxes at the minimum value of the starting price stated in the catalogue if there are no other bidders. If we have your email address, you will receive confirmation of receipt of your purchase order in return.
4) Conduct of the Auctions:
The auctions are conducted in euros. The sale follows the order of the catalogue numbers. The prices indicated in the catalogue are “starting prices”. During the sale, the starting price may be higher than the starting price mentioned in the catalogue depending on the orders received before the sale. Purchase orders lower than the starting price will not be taken into consideration. tradart reserves the right at any time and at its sole discretion, to refuse a bid, to withdraw a lot or to reopen it.
The lot will be sold for the highest bid and obliges the buyer to accept the lots at the auction price increased by the applicable taxes and charges. During the sale, the ‘Fair Warning’ message is clearly displayed on the bidder’s screen for a few seconds. When this message is no longer displayed, the lot is sold. The bidder is thus encouraged to place his last bid as soon the ‘Fair Warning’ message is displayed. Placing a bid when this message is displayed cancels it and it will reappear a few seconds later. The lot will be attributed by preference according to the order of receipt and acceptance of the bids.
5) Commissions, Fees and Ancillary Costs:
A buyer commission of 22% on the sale price, including VAT, is added to the amount of the invoiced lot or lots and is an integral part of the amount due.
This buyer commission is reduced to 18% for buyers whose acquisitions will be exported outside the European Community.
The entire purchase price in euros, including the buyer commission, is due immediately after the auction.
The lots will only be sent or delivered to the buyer after payment in full of the invoice. The maximum payment period is 30 days from the date of issuance of the invoice.
After this period, late payment interest of 1% per month will be charged for any late payment.
6) Payment Methods:
The payment methods accepted are:
- transfer to tradart’s bank account
- transfer to tradart’s PayPal account
- a certified bank cheque, payable to tradart,
- Visa and MasterCard credit cards
- cash for any invoice under 3,000 euros.
7) The Buyer’s Responsibility:
The buyer is responsible for the purchase made in his name. He cannot claim to have acted on behalf of a third party. He is personally responsible for the payment of the lots that have been sold, increased by the commissions and taxes as well as the other ancillary costs, bank charges, and shipping costs stated in point 8) below.
All the formalities and taxes payable abroad (import, customs duties and taxes) are the buyer’s entire responsibility and borne by him.
8) Delivery of the Lots:
The lots sold will be delivered after payment. The transfer of ownership of the lot or lots sold will be effective only after payment in full of the auction price and the additional costs stated in points 5) and 7) above. However, as soon as the sale has been made, all the risks relating to the lots sold will be transferred to the successful bidder in their entirety and with no reservation.
The buyer is requested to collect his purchases no later than ten days following payment; he may take delivery of them at the tradart headquarters in Brussels, either within three days following the sale, from 14:00 to 17:30 or by appointment.
The buyer may also request that his lots be sent to him by post; in this case, the lots will be sent as requested; the shipping costs, export licence and insurance will be invoiced to him.
9) Guarantee of Authenticity.
The cataloguing process has been undertaken with care to ensure that the information it contains is correct and trustworthy. It only reflects tradart’s opinion that it provides within the context of its remit and to the best of its knowledge. tradart may therefore not be considered responsible in this respect, with the exception of the authenticity, which is guaranteed; any complaint in relation to this may only be taken into account provided that it is justified and presented within 14 calendar days following the physical delivery to the buyer - or to a third party designated by him and duly authorised.
10) State of Conservation and Defects:
All lots are sold in their current condition with their defects, imperfections and possible errors of description or reference. tradart may not be deemed responsible for differences that may arise between the object and the particulars about it in the catalogue, or defects that this object may contain. Buyers must ensure before the sale that they are aware of the material condition of each lot, in particular as regards the state of conservation or any defects or restorations.
That is why tradart expressly invites any person wishing to participate in the auction, or his representative, to come and examine the lots before the sale, at our address in Brussels, on the days and hours of display stated in the catalogue and/or to view the catalogue available online on the Internet.
11)  Interpretation and enforcement of the terms and conditions of sale:
In the event of a contradiction between the various translations of the terms and conditions of sale, only the French text will be considered authentic.
These terms and conditions of sale are governed by Belgian law. In the event of a dispute, the courts of Brussels in Belgium alone will have jurisdiction; however tradart reserves the right to refer the matter to the courts of the buyer’s residence.

Privacy policy
1. Introduction
1.1 We are committed to safeguarding the privacy of our website visitors; in this policy we explain how we will treat your personal information.
1.2 By using our website and agreeing to this policy, you consent to our use of cookies in accordance with the terms of this policy.
2. Credit
2.1 This document was created using a template from SEQ Legal (http://www.seqlegal.com).
3. Collecting personal information
3.1 We may collect, store and use the following kinds of personal information:
(a) information about your computer and about your visits to and use of this website (including your IP address, geographical location, browser type and version, operating system, referral source, length of visit, page views and website navigation paths);
(b) information that you provide to us when registering with our website (including your email address, address, telephone number, other information);
(d) information that you provide to us for the purpose of subscribing to our email notifications and/or newsletters (including [your name and email address]);
(e) information that you provide to us when using the services on our website, or that is generated in the course of the use of those services (including the timing, frequency and pattern of service use);
(h) information contained in or relating to any communication that you send to us or send through our website (including [the communication content and metadata associated with the communication]);
(i) any other personal information that you choose to send to us;
3.2 Before you disclose to us the personal information of another person, you must obtain that person's consent to both the disclosure and the processing of that personal information in accordance with this policy.
4. Using personal information
4.1 Personal information submitted to us through our website will be used for the purposes specified in this policy or on the relevant pages of the website.
4.2 We may use your personal information to:
(a) administer our website and business;
(b) personalise our website for you;
(c) enable your use of the services available on our website;
(e) [supply to you services purchased through our website;]
(g) [send you non-marketing commercial communications;]
(h) [send you email notifications that you have specifically requested;]
(i) [send you our email newsletter, if you have requested it (you can inform us at any time if you no longer require the newsletter);]
(k) [provide third parties with statistical information about our users (but those third parties will not be able to identify any individual user from that information);]
(l) deal with enquiries and complaints made by or about you relating to our website;
(m) keep our website secure and prevent fraud;
(n) verify compliance with the terms and conditions governing the use of our website ; and
(o) share information with individuals and organisations where fraud, attempted fraud, hacking or attempted hacking has taken place.
4.3 If you submit personal information for publication on our website, we will publish and otherwise use that information in accordance with the licence you grant to us.
4.4 Your privacy settings can be used to limit the publication of your information on our website, and can be adjusted using privacy controls on the website.
4.5 We will not, without your express consent, supply your personal information to any third party for the purpose of their or any other third party's direct marketing.

5. Disclosing personal information
5.1 We may disclose your personal information to any of our employees, officers, insurers, professional advisers, agents, suppliers, auction house cleints or subcontractors insofar as reasonably necessary for the purposes set out in this policy.
5.2 We may disclose your personal information to any member of our group of companies (this means our subsidiaries, our ultimate holding company and all its subsidiaries) insofar as reasonably necessary for the purposes set out in this policy.
5.3 We may disclose your personal information:
(a) to the extent that we are required to do so by law;
(b) in connection with any ongoing or prospective legal proceedings;
(c) in order to establish, exercise or defend our legal rights (including providing information to others for the purposes of fraud prevention and reducing credit risk);
(d) [to the purchaser (or prospective purchaser) of any business or asset that we are (or are contemplating) selling; and]
(e) to any person who we reasonably believe may apply to a court or other competent authority for disclosure of that personal information where, in our reasonable opinion, such court or authority would be reasonably likely to order disclosure of that personal information.
5.4 Except as provided in this policy, we will not provide your personal information to third parties.
6. International data transfers
6.1 Information that we collect may be stored and processed in and transferred between any of the countries in which we operate in order to enable us to use the information in accordance with this policy.
6.2 Information that we collect may be transferred to the following countries which do not have data protection laws equivalent to those in force in the European Economic Area: the United States of America, Russia, Japan, China and India.
6.3 Personal information that you publish on our website or submit for publication on our website may be available, via the internet, around the world. We cannot prevent the use or misuse of such information by others.
6.4 You expressly agree to the transfers of personal information described in this Section 6.
7. Retaining personal information
7.1 This Section 7 sets out our data retention policies and procedure, which are designed to help ensure that we comply with our legal obligations in relation to the retention and deletion of personal information.
7.2 Personal information that we process for any purpose or purposes shall not be kept for longer than is necessary for that purpose or those purposes.
7.4 Notwithstanding the other provisions of this Section 7, we will retain documents (including electronic documents) containing personal data:
(a) to the extent that we are required to do so by law;
(b) if we believe that the documents may be relevant to any ongoing or prospective legal proceedings; and
(c) in order to establish, exercise or defend our legal rights (including providing information to others for the purposes of fraud prevention and reducing credit risk).
8. Security of personal information
8.1 We will take reasonable technical and organisational precautions to prevent the loss, misuse or alteration of your personal information.
8.2 We will store all the personal information you provide on our secure (password- and firewall-protected) servers.
8.3 All electronic financial transactions entered into through our website will be protected by encryption technology.
8.4 You acknowledge that the transmission of information over the internet is inherently insecure, and we cannot guarantee the security of data sent over the internet.
8.5 You are responsible for keeping the password you use for accessing our website confidential; we will not ask you for your password (except when you log in to our website).
9. Amendments
9.1 We may update this policy from time to time by publishing a new version on our website.
9.2 You should check this page occasionally to ensure you are happy with any changes to this policy.
9.3 We may notify you of changes to this policy [by email or through the private messaging system on our website].
10. Your rights
10.1 You may instruct us to provide you with any personal information we hold about you; provision of such information will be subject to:
(a) the payment of a fee (currently fixed at GBP 10); and
(b) the supply of appropriate evidence of your identity [(for this purpose, we will usually accept a photocopy of your passport certified by a solicitor or bank plus an original copy of a utility bill showing your current address)].
10.2 We may withhold personal information that you request to the extent permitted by law.
10.3 You may instruct us at any time not to process your personal information for marketing purposes.
10.4 In practice, you will usually either expressly agree in advance to our use of your personal information for marketing purposes, or we will provide you with an opportunity to opt out of the use of your personal information for marketing purposes.
11. Third party websites
11.1 Our website includes hyperlinks to, and details of, third party websites.
11.2 We have no control over, and are not responsible for, the privacy policies and practices of third parties.
12. Updating information
12.1 Please let us know if the personal information that we hold about you needs to be corrected or updated.
13. Cookies
13.1 Our website uses cookies.
13.2 A cookie is a file containing an identifier (a string of letters and numbers) that is sent by a web server to a web browser and is stored by the browser. The identifier is then sent back to the server each time the browser requests a page from the server.
13.3 Cookies may be either "persistent" cookies or "session" cookies: a persistent cookie will be stored by a web browser and will remain valid until its set expiry date, unless deleted by the user before the expiry date; a session cookie, on the other hand, will expire at the end of the user session, when the web browser is closed.
13.4 Cookies do not typically contain any information that personally identifies a user, but personal information that we store about you may be linked to the information stored in and obtained from cookies.
13.5 We use both session and persistent cookies on our website.
13.6 The names of the cookies that we use on our website, and the purposes for which they are used, are set out below:
(a) we use cookies on our website to recognise a computer when a user visits the website / track users as they navigate the website / enable the use of a shopping cart on the website / improve the website's usability / analyse the use of the website / administer the website / prevent fraud and improve the security of the website / personalise the website for each user ;
13.7 Most browsers allow you to refuse to accept cookies; for example:
(a) in Internet Explorer (version 11) you can block cookies using the cookie handling override settings available by clicking "Tools", "Internet Options", "Privacy" and then "Advanced";
(b) in Firefox (version 36) you can block all cookies by clicking "Tools", "Options", "Privacy", selecting "Use custom settings for history" from the drop-down menu, and unticking "Accept cookies from sites"; and
(c) in Chrome (version 41), you can block all cookies by accessing the "Customise and control" menu, and clicking "Settings", "Show advanced settings" and "Content settings", and then selecting "Block sites from setting any data" under the "Cookies" heading.
13.8 Blocking all cookies will have a negative impact upon the usability of many websites.
13.9 If you block cookies, you will not be able to use all the features on our website.
13.10 You can delete cookies already stored on your computer; for example:
(a) in Internet Explorer (version 11), you must manually delete cookie files (you can find instructions for doing so at http://windows.microsoft.com/en-gb/internet-explorer/delete-manage-cookies#ie=ie-11);
(b) in Firefox (version 36), you can delete cookies by clicking "Tools", "Options" and "Privacy", then selecting "Use custom settings for history" from the drop-down menu, clicking "Show Cookies", and then clicking "Remove All Cookies"; and
(c) in Chrome (version 41), you can delete all cookies by accessing the "Customise and control" menu, and clicking "Settings", "Show advanced settings" and "Clear browsing data", and then selecting "Cookies and other site and plug-in data" before clicking "Clear browsing data".
13.11 Deleting cookies will have a negative impact on the usability of many websites.
14. Our details
15.1 This website is owned and operated by Redpoint Consulting Limited.
15.2 We are registered in England and Wales under registration number [number], and our registered office is at The Stables, Hoarstone Court, Trimpley Lane, Bewdley, Worcs.
15.3 You can contact us by writing to the business address given above, by using our website contact form, by email to info@live-bidder.com or by telephone on +44 7971 883371.